The Hidden Cost of Managing Diabetes

Managing type 2 diabetes isn’t just a health challenge—it’s a financial one too. I’ve spoken with patients, clients, and even family members who have T2D, and the consensus is clear: it’s expensive, even with insurance.

How expensive? Most people estimate it costs them about $3,000 per year. However, some report spending much more—one person on Reddit shared they spend a staggering $11,600 annually.

According to a 2020 report by GoodRx.com, the average cost falls somewhere in between, at $3,300 to $4,600 per year.Their findings highlight a bigger picture:

"When you add up out-of-pocket costs like doctor visits, over-the-counter supplies, and lost wages, a typical person with diabetes taking insulin could spend an additional $4,800 annually—even with health insurance. That’s about 10% of the average American’s yearly income."

These numbers underscore the significant burden diabetes places on everyday life—beyond just managing blood sugar.